Lend money directly to each other
Peer-to-peer lending is a form of Row Funding in which peers, in English ‘peers’, lend money directly to each other. This innovative form of financing has proven itself internationally as a reliable means of lending and is very much on the rise. According to the International Organization of Securities Commissions, the global peer-to-peer lending market is set to grow double-digit in the coming years and to reach an estimated $ 70 billion in five years.
Way in which a credit is established
The way in which a credit is established with Row Funding and the conditions under which the credit is granted are different with Row Funders than with traditional financial institutions. Banks traditionally collect money from savers at a low interest rate, and then lend this money to borrowers at a high interest rate. With Row Funding, the bank drops out as an intermediary and the users of our platform benefit from this. On a Row Funding platform, investors lend directly to borrowers, the interest of the borrower is the return of the investor.
In this section, the different Row Funding systems in the Netherlands are compared and assessed. We mainly try to emphasize Row Funders for private loans, since these are mainly in line with our target group. However, currently Row Funding is scarce for the private market. Below this message, but also on the right side of the menu, you can quickly find the best Row Funding providers in the Netherlands. Do you have experience with a Dutch Row Funder? Help us identify the best Row Funders by sharing your experience on this website! Is there a Row Funding platform yet on this page? Please contact us.